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Loans & Payments
We help you meet your desired needs and wants by our loans & payment platform.
No matter what your needs are, we are here for you.
Do you need unending cash support, month in and month out? Still wishing for that dream car or household appliance? With our longer tenor credit, flexible payment plan and lower equity, banking is a rewarding relationship that enables you to enjoy the good things of life no matter what your needs are.
UBA No Wahala Loan
The UBA “’No Wahala’ Loan” is a personal loan that means just that: “no problem”. We will give you the freedom to spend a little more on what you really want. You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you choose to use your loan is up to you.
- Access to funds which can be utilised to resolve unlimited financial challenges.
- No equity required.
- Operation of a salary account with the bank.
- Domiciliation of salaries/allowances/terminal benefits.
- 1 year Maximum Tenor
- Eligibility : Customers salary/operating account.
UBA Executive Loan
As a busy, high-flying executive, you seek a quick and convenient means of accessing funds for a specific purpose. Choose the loan made just for you. With the UBA Executive loan, you can access a competitively priced loan that will allow you to manage your requirements easily.
- No equity required.
- Immediate access to funds.
- Unlimited use of funds.
- Operation of a salary account with the bank.
- Employer’s awareness & confirmation letter.
- 24 Months Maximum Tenor
- Eligibility : Customers salary/ operating account
UBA Asset Finance
The credit program that gives you the opportunity to own those assets you have always longed for, such as new cars, personal computers and notebooks, generators, mobile phones, washing machines, household furniture, gas/electric cookers, electronics and electrical appliances.
- Immediate purchase of assets.
- Friendly rates.
- Maintenance of salary accounts with the bank.
- Contribution of 30% of cost of asset.
- 3 year Maximum Tenor
- Eligibility : Customers salary domiciled to UBA
- Target Market: Salaried employees and self employed customers.
UBA Auto Loan
- Immediate purchase of automobile.
- Good hedge against rising cost of care.
- Performance invoice of automobile.
- Completed application form
- 30% equity contribution
- 1 year Maximum Tenor
- Eligibility : Customers salary/ operating account
UBA Temporary Overdraft Against Salary
A non-chequing deposit account usually dedicated to keeping surplus funds.
- Access to funds which can be utilised to resolve unlimited financial challenges
- No equity required
- Irrevocable domiciliation of salaries/allowances/terminal benefits.
- 30 Months Maximum Tenor
- Eligibility : Customers salary/ operating account
- Target Market: Employees of acceptable/reputable counter-parties whose salaries are regularly paid through the bank.